Capital from family wealth, without giving up the asset.

For high-net-worth individuals, business owners in partnerships and family offices. Typical questions we resolve with a beneficial right:

Reallocation across asset classes

Move capital from real estate into other asset classes without selling the property. The proceeds carry no use-of-proceeds restriction.

Reallocation across jurisdictions

Move wealth or residence abroad. The property stays, and it is assessed on its rental income alone, not on the person.

Succession and inheritance tax

Liquidity for the tax without giving up the family asset. The next generation takes over title and appreciation.

Heirs, compulsory portions, exiting partners

Fund pay-outs from the property itself, without a sale and without a personal bank loan.

Realising hidden reserves without crystallising them

A sale taxes decades of appreciation. The beneficial right pays out the present value; carrying values and depreciation remain.

Use-of-proceeds restriction

A loan taken for private purposes loses its interest deduction; in partnerships, excess drawings follow. The homeRate stays deductible whatever the proceeds are used for.

Having to give up title

A sale is final. With the beneficial right, title, control, appreciation and the income above homeR’s share stay in the family.

Concentration risk in real estate

Diversify the estate without losing the property.

Age, creditworthiness, income

No personal liability, no personal credit check, no age limit. For let properties only the rental income counts.

Rental income, property data and the balance of existing loans are enough for an indication: info@homer.gmbh · +49 221 933 52250

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