For tax advisers, auditors and wealth managers
Most mandates reach us through advisers. You know the occasion, we deliver the structure: robustly documented, verifiable and aligned with your advice. Your client remains your client.
Indication and model calculation
From rental income, property data and loan balances you promptly receive purchase price, share and term, plus the after-tax comparison with a loan and a sale, prepared for the client meeting. Anonymised on request.
Tax and accounting treatment
We set out the recognition of the purchase price as a contract liability, its deferral over the term and the deductibility of the homeRate in commercial and tax accounts in a verifiable way. The assessment in each case stays with you.
Standardised contract documentation
Notarially proven contracts with clearly defined parameters. Adjustments to the individual case are agreed with you and the notary.
Briefing for your firm
We present the instrument to your team, at your offices or online, with case constellations from practice. For brokers and transaction advisers we also assess the beneficial right as an alternative to a planned sale.
Which group fits your client?
- UHNWI, Business Owners & Family Offices
- Private individuals, sole proprietors, partnerships, family offices. Succession, reallocation, relocation, pay-outs.
- Corporates
- Corporations and corporate partnerships with operating or investment properties. Distributions, covenants, growth without a sale.
- Regulated Investors
- Property funds, special AIFs, insurers and pension schemes as portfolio holders. Borrowing limits, redemptions, portfolio reallocation.
Transaction standards
- Review
- Rental income, property and land register. For let properties no personal credit check and no age limit.
- Indication
- Purchase price, share and term with an after-tax comparison to a loan and a sale.
- Term sheet and due diligence
- Binding key terms, then property and rent review in an agreed scope.
- Notarisation
- Standard contract, registration of the fractional usufruct, repayment of existing loans from the purchase price.
- Closing
- Payment of the purchase price upfront. From then on only the homeRate is paid; everything else stays with the owner.
* homeR does not provide tax or legal advice. The assessment in each case rests with the tax adviser. We supply the full comparison for that purpose.
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